Metropolitan Bank Holding Corp. (MCB) Analyst/Investor Day March 3, 2026 9:30 AM EST Company Participants Mark DeFazio - President, CEO & Director Dixiana Berrios - Executive VP & COO Daniel Dougherty - Executive VP & CFO Ali Abedini - Chief Artificial Intelligence Officer Scott Lublin - Executive VP & Chief Lending Officer Norman Scott - Senior VP & Chief Credit Officer Frederik Erikson - Executive VP & General Counsel Nick Rosenberg - Executive VP & Chief Business Development Officer April Feely - Senior VP, Group Director of EB-5 Operations & Co-Head of EB-5 Private Client Group James Sozom

Metropolitan Bank Holding Corp. (MCB) Analyst/Investor Day March 3, 2026 9:30 AM EST Company Participants Mark DeFazio - President, CEO & Director Dixiana Berrios - Executive VP & COO Daniel Dougherty - Executive VP & CFO Ali Abedini - Chief Artificial Intelligence Officer Scott Lublin - Executive VP & Chief Lending Officer Norman Scott - Senior VP & Chief Credit Officer Frederik Erikson - Executive VP & General Counsel Nick Rosenberg - Executive VP & Chief Business Development Officer April Feely - Senior VP, Group Director of EB-5 Operations & Co-Head of EB-5 Private Client Group James Sozom